This online EPF Calculator helps you to estimate your Employee Provident Fund (EPF) balance at retirement. Easily calculate your potential savings with just a few clicks! This tool is also known as: employee provident fund calculator, PF calculator, retirement planning, EPF balance, retirement savings etc.

How to Use the EPF Calculator:

1. Monthly Basic + DA (₹): Enter your monthly basic salary plus dearness allowance.
2. Your Current Age (Years): Enter your current age.
3. Retirement Age (Years): Enter your expected retirement age.
4. Current PF Balance (₹): Enter your current EPF balance.
5. Employer Contribution (%): Enter the employer’s contribution percentage (default 3.37%).
6. Employee Contribution (%): Enter your contribution percentage (default 12%).
7. Expected Yearly Salary Increase (%): Enter the expected yearly salary increase percentage (default 6%).
8. Interest Rate (%): Current interest rate is 8.25% PA approved by government.
9. Click Calculate: Click the “Calculate” button to instantly see your estimated EPF balance at retirement.

Disclaimer:

• Interest Rates: EPF interest rates are subject to change by the government (EPFO). Always check the latest rates from official sources.
• Salary Increases: The calculator assumes a constant yearly salary increase. Actual salary increases may vary.
• This EPF calculator is for informational purposes only and should not be considered financial advice.